Welcome to Social Media Latino. These terms and conditions describe the rules and regulations for the use of the website.
Client, User, You and Your refer to you, the person accessing this website.
The Agency, Ourselves, Us and Our, refers to our Agency.
Party, Parties, or Us, refers to the Customer and ourselves, or the Customer or ourselves, together.
Social Media Latino Ltd
Data Protection Laws Applicable
UK and EU Cookie Law Applicable
Access to our website by the user is free and free without the user having to provide a consideration to enjoy it, except for the cost of the Internet connection provided by the provider of this type of access. services that the same user has contracted. Access to part of the contents and services of the website may be made prior subscription or prior registration of the user.
Use of services
Our services are directed exclusively to people who are of legal age (over 18 years of age); In this sense, our Agency declines any responsibility for non-compliance with this requirement. The user agrees to use the information, content or services offered through the website in a lawful manner, without contravening the provisions of these TERMS AND CONDITIONS, morality or public order, and will refrain from performing any act that may imply an affectation to the rights of third parties, or in any way harm the operation of the website. Likewise, the user agrees to provide lawful and truthful information in the forms provided on the website, in which he has to provide certain data or information to access any content, product or service offered by our Agency. We reserve the right to withdraw all those comments and contributions that violate the law, respect for the dignity of the person, that are discriminatory, violate the rights of third parties or public order, or that, in our opinion, are not appropriate. For publication
The intellectual property rights of all material described and displayed on Social Media Latino belong to our Agency and/or its licensors.
All intellectual property rights are reserved. You may view and/or print pages from our website for your personal use subject to the restrictions set forth in these terms and conditions.
You must not:
In the event that the user or any third party considers that any of the contents of the website supposes a violation of the rights of protection of industrial or intellectual property, they must immediately notify the administrator of the site through the contact information available in the website. own website.
Third Party Links
The website may include hyperlinks or links that allow access to web pages of third parties other than our Agency. The owners of these websites will have their own privacy and data protection policies, for which Social Media Latino does not assume any responsibility for the data provided by the user through any website other than ours.
Our agency reserves the right to make the necessary changes to the website without prior notice, being able to change, delete or add both the content and services provided through it and the way in which they are presented or located on the website. your website.
Social Media Latino makes available to its clients the necessary contacts to contact and report their claim, indicating their name and surnames, the service purchased and stating the reasons for their claim.
Where SOCIAL MEDIA LATINO LTD is governed by Legislation, Regulations and associated guidance, we will comply with these obligations and requirements. We will ensure all our staff adhere to these requirements relating to Anti Money Laundering (AML).
All staff will read and ensure they understand and implement the following procedures. The failure of any staff member to adhere to this policy, may lead to disciplinary action. If you are unsure about any aspect of this Policy speak to your manager.
The Financial Conduct Authority (FCA) states this as any kind of criminal conduct relating to money or to financial services or markets as:
(a) Fraud or dishonesty; or
(b) Misconduct in, or misuse of information relating to, a financial market; or
(c) Handling the proceeds of crime; or
(d) The financing of terrorism
Is the act of hiding the original ownership of money that has been obtained through criminal activity, such as terrorism, corruption or fraud and then moved through legitimate businesses and sources to make it appear “clean”!
The three fundamental stages of Money Laundering
1. Placement: getting ‘illicit funds’ into the financial system.
2. Layering: using transactions of different types to help disguise the origins of
3. Integration: the completion of transactions that fully integrate the ‘illicit funds’ into the financial system which results in ‘clean’ (laundered) money.
Legislation, Regulation and Guidance
As required we operate under and comply with the applicable UK law, acts and regulation with regards to our Anti-Money
Laundering policy and procedures:Legislation and Regulation (directly related to money laundering)
1. Proceeds of Crime Act 2002 (POCA)
2. Money Laundering, Terrorist Financing and Transfer of Funds (Information on the Payer) Regulations 2017 (Money Laundering Regulations 2017). [MLR]
3. Money laundering, terrorist financing (amendment) Regulations 2019 (MLR 2019)
1. The FCA Handbook (SYSC 3.2.6 and SYSC 6.6.1)
2. The Joint Money Laundering Steering Group (JMLSG)
To prevent financial crime and money laundering within our business by:
● Ensuring all relevant staff have read and understood this policy
● Ensuring all staff remain vigilant for the signs of money laundering
● Ensuring the company will NOT accept Cash Deposits greater than €10,000*
● Ensuring due diligence regarding customer identification by following the
relevant operating instructions, whether that is of our business or any of our partner businesses
● Carrying out risk assessments and audits of all AML requirements and procedures as appropriate to our business
● Ensuring the reporting of any suspicions of money laundering to a company Director or Money Laundering Reporting Officer (MLO) where we have one
● The reporting to the National Crime Agency of any suspected/detected Money Laundering, when appropriate to do so
● Maintaining records of staff training and any suspicions/detection of Money Laundering
● Appointing an MLO if the business were required to be registered under the Money Laundering regulations
*if cash deposits greater than €10,000 are to be taken the business will register under the Money Laundering Regulations and publish a revised Full Financial Crime Policy in accordance with MLR
Customer Due Diligence (CDD)
There is a fundamental requirement to identify customers and verify their identity through CDD for individuals or businesses: Identification which we can accept:
● Individuals; Drivers Licence, Passport, Bank Statement, Utility Bill
● Business; Director/Proprietor ID, Certificate of Incorporation, Company Registration Number & Registered Office, Utility Bill, Supplier Invoice, Bank Statement
Depending on the documents seen, one or more may be required and 3rd party verification may also be required. Where a customer is using Consumer Credit with our partner Lender(s) we will follow their operating producers regarding CDD in Identifying customers.
Due diligence checks are obligatory in the UK when a single transaction exceeds EUR15,000 or where doubt exists about the identity or reliability of the customer.
● we must be satisfied we know who the beneficial owner of a business (a person who owns or controls more than 25% of the business, even indirectly).
● Where we have an ongoing business relationship there is a requirement to obtain information regarding the purpose of any transactions, and the source of any funds.
Client Identification Procedures
Customer Identity due diligence is carried out on all new customers.
All transactions carried out by the business are recorded in such a manner that their origin can be traced should the need arise.
All documents, accounts and transactions associated with all our sales will be retained as per the legal or statutory retention periods, which currently stands at ‘Close of Account +5 Years’.
Reporting Where required, we will be monitoring all anti-money laundering This is important, as an article in The Independent reported that an estimated £100 billion of illicit funds passes through firms who are regulated under money laundering regulations each year.